Flood Insurance
There Are Many Options Out There And More To Come, You Don’t Have Time To Be An Expert To Make Sure You Are Getting The Best Coverage You Can At The Best Price. WE DO!
Casablanca Risk Mgmt & Insurance is an independent Flood Insurance agency that specializes in California and ONLY in flood insurance.
We know what your lender will require and how to make sure your loan closing happens on your time and is not delayed due to incompetent people who don’t know flood.
We Will Discover Which Is Better For You A Private Flood Insurance Policy Vs NFIP.
We shop all Lloyds of London Flood Insurance options in California.
If you take anything away from visiting this site know that there are more then just one option like some other” paid ads” might have you believe.
We Make It Buying Flood Insurance Simple.
Let us help you with your flood insurance requirements and help you truly understand when flood insurance is required by your lender and when it is not, know your true risk of flooding and offer options that work for your property and save money on flood insurance.
We will help you control the cost of flood insurance in California.
We have a Flood Nerd waiting to shop NFIP and prequalified private flood insurance companies list.
Our pledge to find you better flood insurance coverage, save you money and you might even hear a corny joke.
Flood Insurance In California: Do You Need Coverage?
The State of California doesn’t mandate that property owners have flood insurance, however many mortgage lenders require flood insurance coverage to get a loan if your property is located in one of Californians many high-risk flood zone map.
Does California Homeowner Insurance Cover Flooding?
A typical California homeowners policy is written through Farmers, State Farm, Allstate, and Progressive, for instance, exclude flooding as something that will be covered under their homeowner’s policy.
In most cases, the only way to get flood coverage is by purchasing a stand-alone flood insurance policy.
However, you should ask your homeowners agent if you can an endorsement to your homeowner’s policy to cover flooding.
Don’t be too surprised if the answer is NO
Are You Willing To Gamble Away Your Financial Future By Forgoing Flood Insurance Coverage?
Another thing it considers is that many of the federal maps were created in the ’70s.
Think about what was going on in the ’70s and how far technology has advanced since then.
Many of our maps are out of date.
In the 20th century, the world’s population increased from 1.5 billion to 6.1 billion